Your money should always be yours. With a self-custody wallet, you’re in full control – no banks to block you, no hidden rules. The Zoka App makes it simple to protect and grow your wealth, so you can spend, save, and send money freely, anytime you want.
Your money. Your rules. That’s what self-custody is all about. No middlemen holding you back, no banks making decisions for you, and no surprises when you need access to your funds. Self-custody wallets hand the power back to you, so you are always in charge.
Whether you’re an expat sending money to loved ones, a freelancer getting paid in multiple currencies, or a crypto-native business securing assets across borders, Zoka’s self-custody wallet gives you one powerful thing: freedom.
What Is a Self-Custody Wallet?
A self-custody wallet is your personal digital vault. Unlike banks or centralized exchanges that hold your funds for you, this wallet gives you the keys – literally. You control the private keys, meaning no one else, not even Zoka, can access your funds.
Your assets stay with you – secure, decentralized, and immune to third-party interference. No frozen accounts. No sudden restrictions. Just you, your funds, and the freedom to move them anytime, anywhere.
Why Self-Custody Matters
- Protect Your Assets from External Risks
Bank failures, withdrawal freezes, and platform hacks aren’t just headlines – they’re real threats. With Zoka’s self-custody solution, your money stays safe and accessible, no matter what happens elsewhere. - Full Ownership = Full Financial Freedom
Stop asking for permission to move your money. With self-custody, you decide when, where, and how to send funds. Cover emergencies, pay global vendors, or invest across borders – it’s all up to you. - Stronger Security and Peace of Mind
When you control your own assets, you drastically reduce your exposure to centralized failure points. Zoka’s self-custody setup decentralizes your funds, making them harder to hack or seize. You’re in control – and that’s exactly where you should be.
How Zoka Supports Self-Custody
At Zoka, we believe managing your self-custody wallet should be as seamless as sending a text. That’s why Zoka integrates enterprise-grade security, multi-currency flexibility, and borderless access into every account.
- Seamless Onboarding: Convert fiat deposits (ACH, Fedwire, local transfers) into stablecoins – USDC, USDT, or EURC – instantly and store them securely in your wallet.
- Complete Control: No middlemen. You manage your funds directly, without fear of interference or approval delays.
- Global Payments Made Easy: Send money to 159 countries using 300+ local payout options while keeping full control of your wallet and assets.
How to Get Started with Zoka
We designed the Zoka onboarding process to be fast, intuitive, and secure – so you can get started in minutes.
- Visit ZokaApp.com
- Choose a personal or business account—whichever fits your needs.
- Create Your Wallet
- Fill in your details and generate your self-custody wallet instantly.
- Verify Securely
- Our lightweight KYC process keeps you compliant and protected.
- Fund Your Account
- Receive funds from anywhere, convert them to stablecoins, and store them securely in your wallet.
- Transact Freely
- Use your Zoka Gold Card for global purchases, fast transfers, and access to exclusive perks.
No Barriers. No Freezes. No Delays. Just You and Your Money.
Take full control of your financial future with Zoka’s self-custody wallet – where your wealth is always secure, accessible, and truly yours.
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